Medicaid for persons who are aged, blind, or disabled (ABD)
Adults who are age 65 or older or are disabled or blind may qualify for full Medicaid. A resource test may be required for the applicant. A person who does not qualify for full Medicaid because their income is over the limit may “spenddown” their income limit on certain medical bills. They must have a certain amount in medical bills before they can be approved for Medicaid. The amount of medical costs needed to qualify depends on household size and income.
Medicare Savings Programs
Medicare Savings Programs help Medicare members with low income pay their Medicare premiums. In some cases, the programs also help pay deductibles and co-pays. There are four levels of Medicare Savings Programs. The level depends on the person’s or couple’s income.
The Medicaid Works program is for people who are blind or disabled and are at least 16 but less than 65 years old. The person can work and earn a higher income and still qualify for Medicaid.
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